Benefits of Buying a Buy Here Pay Here Car

December 12th, 2014 by


A car is a major purchase and one of the most important items you own. You need it for everything from driving to work to taking your children to the doctor. Fortunately, you have many options when buying a car. If you have spotty credit, you may find your options to be more limited. Whatever your financial circumstances or car needs, there are many benefits to buying from a Buy Here Pay Here dealership in Rhode Island.

More Financing Options

One of the biggest advantages of buying from a buy here pay here dealership is that you have more financing options if you have bad credit. Most traditional lenders won’t approve you for financing, but most buy here pay here dealers will. You can have bad credit, poor credit or even no credit and get approved. You may have to pay a slightly higher interest rate, but the trade off is well worth it for most people to get the car they need.

Personal Service

When you buy from a large, corporate dealership, you are just another cog in the machine. Though you may get plenty of attention during the buying process, you’ll likely never interact with those people again after that day. When you buy from a Buy Here Pay Here dealership, you’ll be seeing the same people over and over again. You’ll talk to them when you buy your car, when you negotiate your financing, and every time you have a question about your car or your loan after that. The staff at most dealerships is also smaller, so you have greater potential to build a relationship with the people over time.

Diverse Selection

Most buy here pay here dealers offer a diverse selection of cars. Most don’t focus on a specific model. Most also offer used cars, which means that you have a better chance of finding a less common make, model or year of car. You may even be able to find collector vehicles at Buy Here Pay Here lots.

Buying a car is a big decision. Make sure you are exploring all the options available to you so you can get the best deal on the car you need. Often, shopping at a Buy Here Pay Here dealership can give you a lot of benefits for the car­-buying process. It is worth checking out if you haven’t already.