Buy Here Pay Here Rhode Island

Buy Here Pay Here Rhode Island

When you drive off the lot with a new car, you may feel flashy and glamorous. You revel in the new car smell and trying out all the bells and whistles on the dash. A new car is a status symbol. When you have one, you feel accomplished and invigorated. That is until you have to pay your first car payment.

Buying a new car is expensive. Your monthly payments will be high, as will the overall sales price. That is if you can actually get the financing in the first place. Those with poor credit or no credit will have a difficult time getting the financing they need to buy a new car.

Buy Here Pay Here is a Great Alternative for Rhode Island Car Buyers

When you shop Buy Here Pay Here Rhode Island dealer Shannon Motors, you don’t have to worry about that. Buy Here Pay Here financing is available to those who don’t have the credit to qualify for traditional financing. Whether you have no credit history, weak credit, or outright bad credit with a history of delinquencies, you can still qualify for auto financing.

Used Cars Save Thousands Over Time and Hold Value

Buying a used car can also help you save a great deal of money. You can buy a used car for thousands less than a new car, even if the used car is only last year’s model. With persistence, you can find a car that has low mileage and is still in top condition.

Even if you aren’t the first owner, it will still feel like a new car to you and no one else has to know the difference. For all anyone else knows, you did buy the car new. The right used car can still be the same status symbol and give you the same satisfaction as a new car.

Besides, as soon as you drive a new car off the lot, it starts losing its value. You couldn’t sell your new car for what you paid for it even a week later. When you buy a used car, it has already depreciated in value, so your investment won’t diminish as quickly.

Don’t Forget About the Insurance Savings

Finally, buying a used car also helps you save money on insurance. With its lower value, you won’t have to pay as much to keep it insured. Since you’ll pay off your used car faster, you also won’t spend as much time paying for comprehensive insurance coverage, as required by the terms of your lender.

If you are in the market for a new car, consider a used car instead and consider buying it from a Buy Here Pay Here dealership. You can find a great car that you’ll love while also saving money and getting the financing you need, regardless of your credit.


To qualify for financing, a valid driver’s license, proof of income/recent pay stub, dated utility/phone bill from current address, down payment, and bank account statement is required. Financing terms, including the APR and down payment, may vary based on the contract term, down payment, type of vehicle purchased, and credit history. Call 1-800-559-1000 or visit us at the dealership for more details.