How to Afford the Car of Your Dreams

December 12th, 2014 by

dream-car

A car may be one of the most expensive items you ever buy besides your house. If you are OK with buying just any car, you can find something adequate for a reasonable sum. However, if you want a little more from your car — such as style, advanced features, and long-term dependability — you’re going to have to be a bit more savvy a shopper.

Here are a few things you can do to afford the car of your dreams:

Shop Used Car Dealers

Used car dealers in RI, like Shannon Motors, sell a wide selection of quality vehicles. You won’t just be faced with a bunch of jalopies. You can find some exceptional cars for some exceptional prices.

If your dream car is far out of your price range, just wait a few years. You can buy a used version of the same year and model for thousands of dollars less. So long as the car is certified, you can be sure of the quality and know that the car will last you for many more years to come.

Improve Your Credit

Good financing can make all the difference to what kind of car you can afford. The best way to get the best financing is to improve your credit. No matter how good your credit is, it could still be better.

Pull your credit report and correct any errors that might be present. Pay off any delinquent accounts, if you have any. Pay your other bills on time consistently. Spend on credit cards, but don’t let your balances get too high in relation to your limit. Don’t allow your overall debts to get too high in relation to your income.

Learn to Negotiate

While used car dealers in RI may offer exceptional prices, you can always do a little better. Learning how to negotiate can help you get a better deal on the car you want. Even at dealerships that won’t negotiate the sticker price, you may still be able to get free upgrades, an additional warranty or other perks with your purchase.

Shopping used car dealers in RI can help you get a great deal on the car of your dreams. Improving your credit and learning how to negotiate can also help you get a better deal.