We have four convenient locations in Johnston, Providence, Somerset, and Woonsocket all offering in-house financing.

Management, staff and technicians at all four Shannon Motors locations believe in the mission of serving people who need quality, reliable, affordable vehicles. Buyers from the Rhode Island and Massachusetts areas will find high-quality used cars, trucks, vans, and SUVs to fit their budgets; every person who steps foot on any Shannon Motors lot will find people who will work hard to make owning a great vehicle a pleasant reality.

At Shannon Motors our staff will work with people of all credit types—and give easy approvals. Flexible auto financing options are available for everyone—in fact, some may be approved for loans with rates as low as 3.99%* for people with good credit. Regardless of your credit history, no credit, good credit, bad credit, or following bankruptcy, and divorce, we want to help.


648 Killingly Street
Johnston, RI 02919


Mon-Fri. 9 am – 7 pm
Sat. 9 am – 5 pm


40 Reservoir Avenue
Providence, RI 02907


Mon-Fri. 9 am – 7 pm
Sat. 9 am – 5 pm


991 Grand Army Hwy
Somerset, MA 02726


Mon-Fri. 9 am – 7 pm
Sat. 9 am – 5 pm


50 Founders Drive
Woonsocket, RI 02895


Mon-Fri. 9 am – 7 pm
Sat. 9 am – 5 pm


Shannon Motors’ experienced staff offers same-day financing at each dealership to help people with bad credit that want a great car, truck, van or SUV. Many of our customers thought they’d never be able to get a car loan. Shannon Motors has helped thousands of Rhode Island and Massachusetts car shoppers get approved when they didn’t think it was possible. Ask us why we believe Lease Here Pay Here is better than Buy Here Pay Here.

In addition to bad credit auto financing, Shannon Motors offers a quality selection of used vehicles. Browse the unique inventory of over 200 cars, trucks, vans, and SUVs online or at each of the four locations. Used car models range from economy to luxurious with affordable pay day payment options available to meet any budget.

To make the auto-buying experience simple, Shannon Motors has a three-step process in place to quickly put people in a great vehicle.

Step 1: Fill out a 30-second online credit application to get pre-approved. This will speed along financing approval without wasting time in person at the dealership.

Step 2: Choose the closest Shannon Motors location in Rhode Island or Massachusetts. Buyers are covered with dealerships in Johnston, Providence, Somerset, and Woonsocket.

Step 3: Visit any lot and staff will work to find a car that fits any budget and need. Their goal is to ensure each customer gets a great vehicle.

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*Shannon Motors Acceptance Corp is a RI licensed lender.